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Debt is a spiritual issue. My main problem with those who are perpetually spending beyond their means, with their out-go surpassing their in-come, is that they presume upon the future.

Podcast 120: I Owe I Owe, It’s Off to Work I Go

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     Debt is a spiritual issue. My primary concern with spending beyond my means, with my out-go surpassing my in-come, is I am presuming upon the future. Presume means to take for granted that tomorrow will be the same as today.
 
     “Come now, you who say, ‘Today or tomorrow we will go into such and such a town and spend a year there and trade and make a profit’ — yet you do not know what tomorrow will bring. What is your life? For you are a mist that appears for a little time and then vanishes. Instead you ought to say, ‘If the Lord wills, we will live and do this or that.’” (James 4:13-15)
 
     “Do not boast about tomorrow, for you do not know what a day may bring” (Proverbs 27:1)
 
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Subscribe to the Building Faith Families podcast on iTunes.